6040 Howard RD, Panama City, FL 32404
6040 Howard RD, Panama City, FL 32404
6040 Howard RD, Panama City, FL 32404
6040 Howard RD, Panama City, FL 32404
6040 Howard RD, Panama City, FL 32404
6040 Howard RD, Panama City, FL 32404
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$ 342,000
Est. payment | /mo

3 Beds

3 Baths

1,886 SqFt


Save
$ 342,000
Est. payment | /mo
Save

3 Beds

3 Baths

1,886 SqFt

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 1,886 sqft

Price per Sqft $181

Subdivision No Named Subdivision

MLS Listing ID 790739

Style Other

Bedrooms 3

Full Baths 2

Half Baths 1

HOA Y/N No

Year Built 1986

Annual Tax Amount $3,372

Tax Year 2025

Lot Size 10,890 Sqft

Acres 0.25

Property Sub-Type Single Family Residence

Property Description

6040 Howard Rd | Callaway, FL 32404 3 Bed | 2.5 Bath | 1,886 Sq Ft | 2-Story | No HOA

This is the one Bay County buyers have been waiting for a solid, well-appointed 2-story home on a beautiful large lot in Callaway with NO HOA, loaded with high-value upgrades and ready for its next chapter.

From the moment you arrive, the durable metal roof signals the quality and care that defines this property throughout. Step inside to find brand-new luxury vinyl plank flooring flowing through the main living areas, giving the home a fresh, modern feel that's as easy to maintain as it is beautiful. With nearly 1,900 square feet spread across two stories, there's room for everyone, 3 bedrooms, 2.5 baths, and a flexible layout that adapts to how you actually live.

Built for the Florida Lifestyle and Then Some: This home is designed to keep you comfortable, powered, and prepared no matter what. The full Generac whole-home generator system (warranty valid through November) means hurricanes and power outages are just an inconvenience, not a crisis. The freshwater well with brand-new pumps and new water heater mean your major systems are dialed in and ready to go. The 12x20 storage closet inside the garage keeps everything organized, and the 220-amp hookup capability makes this property ready for an EV charger, workshop equipment, or whatever you have in mind.

Water Access Right Around the Corner: Just down the road, Earl Gilbert Park sits on East Bay with a boat ramp and more than 1,000 feet of shoreline a perfect launching point for a day on the water. The John B. Gore Park boat ramp on Beulah Avenue in Callaway is also just minutes away, offering convenient access to East Bay. Whether you're fishing, kayaking, or cruising, the water is practically at your doorstep.

Prime Location for Military Families & Everyone Else: Callaway is positioned along U.S. Highway 98, providing direct regional connectivity to Panama City, and sits near Tyndall Air Force Base, making the morning commute to base refreshingly short. Local dining favorites include Uncle Ernie's on St. Andrews Bay for waterfront seafood, CaHalls Deli, Finn's Island Style Grub, and Royal Thai just outside the gate, there's no shortage of great spots nearby. Panama City Beach and the world-famous 30A corridor are an easy drive for a day of sun and sand.

No HOA. No drama. Just a well-built, upgrade-packed home in one of Bay County's most convenient locations. Properties with this combination of features, lot size, and location don't sit long, schedule your private tour today!

Location

State FL

County Bay

Area 02 - Bay County - Central

Interior

Heating Central, Electric

Cooling Central Air, Ceiling Fan(s)

Fireplace No

Appliance Electric Water Heater, Gas Range

Exterior

Exterior Feature Deck

Garage Spaces 2.0

Garage Description 2.0

Fence Fenced, Privacy

Utilities Available Cable Connected, Electricity Available

Porch Deck, Open, Porch

Private Pool No

Building

Sewer Public Sewer

Architectural Style Other

Additional Building Shed(s)

New Construction No

Schools

Elementary Schools Tyndall

Middle Schools Rutherford Middle

High Schools Rutherford

Others

Restrictions No Short Term Rentals

Tax ID 07227-797-000

Special Listing Condition Listed As-Is

Listed by RE/MAX SELECT Partners

Nearby Locations

Nick Christmas

"My job is to find and attract mastery-based agents to the office, protect the culture, and make sure everyone is happy! "

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6040 Howard RD