3522 Cottage Cove LN, Panama City Beach, FL 32408
3522 Cottage Cove LN, Panama City Beach, FL 32408
3522 Cottage Cove LN, Panama City Beach, FL 32408
3522 Cottage Cove LN, Panama City Beach, FL 32408
3522 Cottage Cove LN, Panama City Beach, FL 32408
3522 Cottage Cove LN, Panama City Beach, FL 32408
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$ 690,000
Est. payment | /mo

4 Beds

3 Baths

2,254 SqFt


Save
$ 690,000
Est. payment | /mo
Save

4 Beds

3 Baths

2,254 SqFt

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 2,254 sqft

Price per Sqft $306

Subdivision Sanctuary Beach

MLS Listing ID 790845

Style Craftsman

Bedrooms 4

Full Baths 2

Half Baths 1

HOA Y/N Yes

Year Built 2022

Annual Tax Amount $6,232

Tax Year 2025

Lot Size 3,920 Sqft

Acres 0.09

Property Sub-Type Single Family Residence

Property Description

Quietly tucked away in the gated community of Sanctuary Beach, this beautifully upgraded 4-bedroom, 2.5-bath home offers the perfect combination of privacy, comfort, and coastal living. Residents enjoy exclusive community amenities, including a pool and a dedicated nature trail that leads directly to the waters of St. Andrews Bay, making it easy to enjoy the natural beauty that surrounds this unique neighborhood.

Inside, the thoughtfully designed floor plan features a spacious first-floor primary suite complete with a large walk-in closet and an oversized bathroom. The heart of the home is the stunning chef's kitchen, highlighted by an impressive 11-foot shiplap island, upgraded quartz countertops, a commercial-grade gas stove, custom-built hood, and an abundance of cabinetry with convenient pull-out wooden shelving for exceptional storage and organization. A half bath is conveniently located downstairs for guests, while the upstairs bedrooms offer generous closet space and plenty of room for family or visitors.

The home has been meticulously maintained and thoughtfully enhanced with interior shutters, gutters, annual HVAC servicing, an insulated attic for extra storage, a tankless water heater, and abundant storage throughout both the home and the two-car garage.

Step outside to a fully fenced backyard that has been beautifully landscaped to create a private outdoor retreat, perfect for relaxing or entertaining. Surrounded by mature landscaping and offering plenty of privacy, this outdoor space is just as inviting as the interior. Located close to the community pool, this home offers a lifestyle that blends modern convenience with the peaceful charm of Sanctuary Beach.

As an added bonus, the seller is offering a VA assumable loan at 5.375% opportunity for qualified buyers. Combining thoughtful upgrades, exceptional storage, and a prime location within one of the area's most desirable gated communities, this home is a rare opportunity to enjoy everything Sanctuary Beach has to offer.

Location

State FL

County Bay

Community Pool, Community Pool, Gated

Area 03 - Bay County - Beach

Interior

Interior Features Coffered Ceiling(s), Interior Steps

Heating Electric

Cooling Central Air, Ceiling Fan(s)

Fireplace No

Appliance Gas Cooktop, Tankless Water Heater

Exterior

Garage Spaces 2.0

Garage Description 2.0

Fence Full, Fenced

Pool Community

Community Features Pool, Community Pool, Gated

Utilities Available Cable Connected

Amenities Available Gated

Roof Type Composition,Shingle

Porch Covered, Porch

Private Pool No

Building

Story 2

Entry Level Two

Foundation Slab

Sewer Public Sewer

Architectural Style Craftsman

Level or Stories Two

New Construction No

Schools

Elementary Schools Patronis

Middle Schools Surfside

High Schools Arnold

Others

Restrictions No Short Term Rentals

Tax ID 31368-106-000

Security Features Gated Community

Special Listing Condition Listed As-Is

Listed by Keller Williams Success Realty

Nearby Locations

Nick Christmas

"My job is to find and attract mastery-based agents to the office, protect the culture, and make sure everyone is happy! "

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3522 Cottage Cove LN